What to do before you buy a house.

What to do before you buy a house. Are you thinking about buying a house? Consider these tips for getting ready to buy: Save for a down payment. The minimum down payment for an FHA loan is 3.5% of the property’s purchase price. This might be a pretty good chunk of money for many homebuyers, but don’t worry! If you’re not quite there, you can work on the rest of these steps while you save. Review your credit history. Is it good? The better the credit history (and the bigger your down payment) the more desirable your loan terms and interest rate will be. Improve your credit. It’s simple: pay your bills and pay them on time! If you tend to be forgetful when the first of the month rolls around,

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